 |  | American Football Association Newsletter 1/20/10 | | | | | • | AFA Kicks Off the 2010 Semi-Pro Football Season by Offering Cost Reduction to General Liability Insurance Coverage | | | | | | | | | | | | | | | | The AFA urges all adult tackle football teams and leagues to protect themselves against crippling lawsuits by buying quality General Liability insurance. The AFA recently earned for its member teams a $65 reduction in the cost of the annual policy premium. The new premium is now $350 per team per year instead of the previous year's $415 per team.
To keep up with the requests from organizations needing to team spectator liability coverage of at least $2 million, the national association for semi-pro teams and leagues has been able to continue providing that coverage for 2010.
The $2 million coverage will help teams whose school boards and municipal governments are insisting that the teams playing at their football facilities now carry the extended $2 million spectator liability insurance coverage.
Additionally, because of the number of years the AFA has been doing business with the Sadler and Company Insurance Agency, the AFA earned for its member teams a $65 reduction in the cost of the annual policy premium. The new premium is now $350 per team per year instead of the previous year's $415.
The AFA insurance policy now covers all team activities that are scheduled, sanctioned, approved, organized and supervised by the named insured, including practices, tryouts, clinics, operation of concession stands at covered activities, games, playoffs, end of season tournaments, promotional appearances, awards banquets, ceremonies and meetings. Fund-raisers will still be required to be pre-approved.
Many leagues make the mistake of allowing their teams to purchase coverage on an individual basis. When things are done this way, there is no coverage for the league itself and its directors and officers. Instead, the league should purchase the coverage under its own name and should pay a premium on behalf of 100% of all teams. This is the only way for the league to be covered - and it is free to the league assuming that the league can be reimbursed by the teams.
All Semi-Pro (Amateur Adult Tackle Football) teams and leagues joining the American Football Association (AFA) for 2010 qualify for participation in the national association's insurance program. The Insurance Carrier for the AFA policy is the Great American Assurance Company and the policy is issued through K&K Insurance Group, Inc. K&K is one of the worlds largest and most active insurance companies associated with amateur and professional sports. Through the cooperative efforts of both Sadler Sports and K&K Insurance, the AFA has managed to set its new policy effective dates to coincide with the national association's fiscal year of January 1st through December 31st of each year.
Teams wanting more information on the AFA's new Commercial General Liability Insurance program can contact Debbie at the Sadler Insurance Company sports department (800-622-7370) or visit http://www.sadlersports.com/afa/coverage/pdf/afa-afagl.pdf
2010 Sadler General Liability Insurance Flyer - http://www.eteamz.com/americanfootballassn/files/2010SadlerInsurance.pdf | |  | | | | |  | | | About the American Football Association: The American Football Association is a national 501(c) (3) non-profit, tax exempt corporation in its 30th year of operation and is dedicated to the advancement of adult (semi-pro) football from coast-to-coast. Our slogan is Semi Pro & Proud®. We are not affiliated with any other national semi-pro/minor league organization (Minor League Football News, American Football News Today, American Football News Hall of Fame, Minor Pro Hall of Fame, etc). The AFA, Hall of Fame, American Football News™ and AFA logo design are registered trademarks of the American Football Association. All other AFA-related trademarks are trademarks of the American Football Association. | | | | | |
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